Northern Michigan Flood Relief Fund

We're Here for You, Northern Michigan.

Our nine area credit unions have joined together to offer micro-grants to members impacted by the spring 2026 flooding.

About the Fund

When flooding struck northern Michigan communities this spring, families across our region faced unexpected hardship, including damaged homes, emergency expenses, lost income, and the exhausting uncertainty of displacement. 

We believe that in times like these, the credit union difference matters most. That's why The Paul Bunyan Chapter of credit unions joined together to create the Northern Michigan Flood Relief Fund: a coalition-backed micro-grant program designed to provide direct financial relief to members in need.

This isn't a loan. This is our community coming together for yours.

Grant Amount

$500

Who Can Apply

• Must be a current member of one of our nine participating credit unions:
  • 4Front CU
  • Filer CU
  • Forest Area FCU
  • Frankfort CFCU
  • Northwest Consumers FCU
  • Safe Harbor CU
  • TBA CU
  • Traverse Catholic FCU
  • Wexford Community CU
• Must be 18 years of age or older as of April 1, 2026 and in good standing with a participating credit union.
• Must have experienced a financial distress due to the spring 2026 flooding (e.g., property damage, emergency expenses, temporary displacement, income disruption).
• Must reside in impacted counties including Antrim, Benzie, Grand Traverse, Manistee, Kalkaska, Leelanau, Emmet, Charlevoix, Missaukee, Osceola, Lake, Mason and Wexford.
• Limit one grant per household.
• Following approval and confirmation, awarded funds will be deposited into member's credit union account.
• Employees of the Credit Union and members of its Board of Directors are not eligible for grant consideration.

Application Window

Applications will be accepted until 5:00 p.m. on Friday, May 8, 2026.

Grant recipients will be chosen by Friday, May 15, 2026.

Total number of grants awarded will 73.

How to Apply

Applications are only accepted here:

Application Steps

• Complete the online application.
• Describe the financial impact you experienced due to flooding.
• Submit before the application window closes – funds are limited.

Welcome to the Michigan Credit Union Paul Bunyan Chapter Website!

The Paul Bunyan Chapter credit unions serve the Michigan counties of Antrim, Benzie, Grand Traverse, Manistee, Kalkaska, Leelanau, Emmet, Charlevoix, Missaukee, Osceola, Lake, Mason and Wexford.

Proudly serving the people of Northwestern Michigan, the Paul Bunyan Chapter is a community of cooperative minded credit unions.

We provide access to affordable Savings, Checking, and Lending products. Many of our participating credit unions also offer Mortgages, Home Equity Loans, Online Banking, Phone Banking,Online Bill Payment, Credit Cards, Debit Cards, ATM Cards, and various financial services.

View the listings of affiliated credit unions

Paul Bunyan Chapter League Representative:

Kelly Armbruster, League Representative
Phone: 734-224-6081
Email: Kelly.Armbruster@mcul.org

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